Peer-to-peer lending, also abbreviated as P2P lending, is the practice of lending money to individuals or businesses through online services that match lenders with borrowers. Since peer-to-peer lending companies offering these services generally...
Peer-to-peer lending, also abbreviated as P2P lending, is the practice of lending money to individuals or businesses through online services that match lenders with borrowers. Since peer-to-peer lending companies offering these services generally operate online, they can run with lower overhead and provide the service more cheaply than traditional financial institutions.[citation needed] As a result, lenders can earn higher returns compared to savings and investment products offered by banks, while borrowers can borrow money at lower interest rates, even after the P2P lending company has taken a fee for providing the match-making platform and credit checking the borrower. There is the risk of the borrower defaulting on the loans taken out from peer-lending websites.
Micro finance initially had a limited definition - the provision of microloans to poor entrepreneurs and small businesses lacking access to banking and related services. The two main mechanisms for the delivery of financial services to such...
Micro finance initially had a limited definition - the provision of microloans to poor entrepreneurs and small businesses lacking access to banking and related services. The two main mechanisms for the delivery of financial services to such clients were: (1) relationship-based banking for individual entrepreneurs and small businesses; and (2) group-based models, where several entrepreneurs come together to apply for loans and other services as a group. Over time, microfinance has emerged as a larger movement whose object is "a world in which as everyone, especially the poor and socially marginalized people and households have access to a wide range of affordable, high quality financial products and services, including not just credit but also savings, insurance, payment services, and fund transfers."
Small amounts of money can create huge change. Through microfinance, entrepreneurs are earning a living with dignity. Tom Eggert has been at the forefront of...
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Ethan Wagner founded 50/50 with the goal of finding a better, fairer, and more effective way of using microfinance to help people improve their lives. In Dec...
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Beyond Microfinance: Helping Female Micro-Entrepreneurs Learn Business Skills Gain Access to Global Markets and Escape Poverty About TEDx, x = independently ...
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This talk was given at a local TEDx event, produced independently of the TED Conferences. Etienne Mottet spoke about microfinance, technology and cultural di...
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Trust: How do you earn it? Banks use credit scores to determine if you're trustworthy, but there are about 2.5 billion people around the world who don't have...
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In the spirit of ideas worth spreading, TEDx is a program of local, self-organized events that bring people together to share a TED-like experience. At a TED...
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http://www.tedxvienna.at/ http://www.facebook.com/tedxvienna Prof. Muhammad Yunus is a Bangladeshi economist and founder of the Grameen Bank, an institution ...
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